M3 Financial Services provides an efficient and excellent work flow system for retail clients in a variety of business lines. Our efficient systems and processes allow working with all sizes of clients.

Our solution includes

  • first party customer service collections,
  • pre charge off (pre collect),
  • Final Bill Services,
  • Primary Collections.

We provide accurate communication on the account balances and offer flexible payment arrangements.


M3 has completely customized our account management and tracking system, Caesar. This work flow system automatically assigns accounts to the appropriate team, accounts are scored for collectability and analyzed for trends for payment and worked very efficiently. Our technology advantage includes account tracking, accurate status and notes, electronic payment posting, our dialer software and VOIP telephony technology. We have a proprietary bi-directional technology to sync referrals, payments, adjustments, status, notes with government host systems.